MERIDIAN AURUM
Request an account

Legal

Risk Disclosure

This Risk Disclosure explains the risks associated with buying, holding, storing, and selling gold through Meridian Aurum Capital Ltd. ("Meridian Aurum," "we," "us"). Read it in full before opening an account or placing an order. Nothing here is exhaustive, and nothing here is a substitute for independent financial, tax, or legal advice.

1. No guaranteed returns

Gold's price can rise or fall, sometimes significantly and without warning. Past price movements, including anything shown in our pricing pages, calculator projections, or marketing content, do not predict or guarantee future performance. You could receive back less than you paid, including the possibility of a substantial loss.

2. Price volatility

Gold prices are influenced by macroeconomic conditions, currency movements, interest rates, central bank activity, geopolitical events, and shifts in market sentiment, often in ways that are difficult to predict. Short-term price swings can be significant.

3. Liquidity risk

While vaulted gold is generally intended to be sellable during market hours, market conditions, order size, or operational issues could affect how quickly you're able to sell and receive proceeds. Physical bullion redemption or resale may take longer and may involve finding a buyer or using a buy-back service, which is not guaranteed to be immediate or at a specific price.

4. Storage and counterparty risk

Vaulted gold relies on the operational integrity of our vault partners and our own oversight of them, including insurance arrangements and independent audits. See Security & Vaulting for how this is intended to work. No storage arrangement, vaulted or in your own possession, eliminates risk entirely.

5. Fees affect your return

Spreads, storage fees, and delivery fees (where applicable) reduce your effective return regardless of how gold's price moves. See Pricing & Fees for the full, current fee schedule and an estimator that isolates fee drag from price movement.

6. Tax treatment varies and is not covered here

Tax treatment of gold ownership depends on your country of residence, account type, and personal circumstances, and can differ meaningfully, for example, between the US and UK. Nothing on this site is tax advice. Consult a licensed tax professional in your jurisdiction before making decisions with tax consequences.

7. This is not financial advice

Nothing on this site, including product pages, Insights articles, the calculator, or any other content, constitutes personalized financial, investment, tax, or legal advice, or a recommendation that gold or any specific product is suitable for you. Speak to a licensed, independent financial adviser about your specific circumstances before making investment decisions.

8. Data and pricing sources

Prices shown on the Home page, Live Prices, and used throughout the calculator and fee estimator are indicative and are not sourced from a live trading venue. They should not be relied on for time-sensitive trading decisions; refer to your order confirmation for the actual price applied to any purchase or sale.

9. Regulatory status

TODO: verify — insert real regulatory registration status and licence numbers for each jurisdiction of operation before launch. Do not state or imply a regulatory status that has not been confirmed and is not currently accurate.

10. Questions

If anything in this Risk Disclosure is unclear, contact us before proceeding, and independent professional advice is always a reasonable next step for a decision this important.