Pricing & Fees
Every fee, shown before you buy
No hidden spreads, no fine print you need a lawyer to parse. Here's exactly what each product costs, side by side.
Comparison
Fees across every product
The Typical dealer column is illustrative for comparison only; it isn't sourced from any specific real competitor.
| Fee | Physical Bullion | Vaulted Gold | Gold Savings Plan | Typical dealer (illustrative) |
|---|---|---|---|---|
| Spread on purchase | 4.5% | 1.5% | 1.8% | ~8% |
| Annual storage & insurance | — | 0.5%/yr | 0.5%/yr | — |
| Spread on sale / redemption | 4.5% | 1.5% | 1.8% | — |
| Delivery (flat, per shipment) | $25 | Included | Included | — |
Illustrative figure for comparison only, not sourced from any specific real competitor.
Estimator
See your total estimated cost
Pick a product, an amount, and a holding period.
- Entry spread cost
- $75.00
- Total storage over period
- $123.13
- Exit spread cost (at redemption)
- $73.88
- Delivery
- $0.00
- Total estimated fees
- $272.00
- Effective cost (% of amount)
- 5.44%
Illustrative estimate only. Assumes no price movement during the holding period, so this isolates fee drag; it is not a growth projection. See the full fee table above for exact rates, and the investment calculator for a growth projection that includes fees.
Where the money actually goes
Spread is the difference between the live spot price and what you actually pay (buying) or receive (selling). It's charged once per transaction and is how most of our revenue is made.
Storage & insurance is an ongoing annual percentage charged only on vaulted holdings. Physical Bullion has none, since you hold the metal yourself.
Delivery is a flat fee that only applies when you choose physical shipment.